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Plan “Financial Dates” with Your Spouse

Plan “Financial Dates” with Your Spouse

February 13, 2024

Having a weekly or monthly "financial date" with your spouse is an essential habit. This will help you stay on top of your spending, align your financial goals, and strengthen your partnership in managing money. Most people spend more time planning vacations than planning their financial future.

Here's a suggested plan for a weekly/monthly financial date:

  1. Choose a consistent day and time. This could be a weekend morning, a quiet weeknight, or whenever you both feel most relaxed and focused. Put it on your calendar!
  2. Create an agenda for the meeting but keep it simple.
  3. Set a timer for 30-60 minutes. You are more likely to keep both of you engaged if you have firm start and stop.
  4. Start your meeting by expressing gratitude for your spouse and for what you have. This will help set a positive tone and reduce the feeling of scarcity that can creep in when looking at your finances.
  5. Review your cash flow and budget. Discuss any upcoming expenses, bills, or financial commitments. Talk through each of your wish list items or other financial goals.
  6. Celebrate small financial wins and have fun. 

We encourage you to approach the financial date with a growth mindset. It is important to be flexible. Life happens, and financial plans will need adjustments. Be open to adapting your financial strategies based on changing circumstances. If you are meeting regularly, this is a huge step in the right direction. 

If you have financial planning questions, we are here to help. Give us a call!